Building the Future of Fintech

Product Leader
Quantum Insider

I architect AI-powered fintech products that scale globally. From real-time voice AI to instant payment infrastructure processing $10M+ daily across 180+ countries.

7+

Years

$100M+

ARR Impact

3M+

Users

San Francisco Bay Area, CA
ayushojhah@gmail.com
Ayush Ojha

Ayush Ojha

Founding Product Engineer

$100M++24%

ARR Impact

Risk Analytics
Live

Portfolio Risk

$4.2B

$10M+

Daily Volume

300+

Enterprise Clients

Infrastructure
Uptime99.99%
TPS47,000+
Global Reach
180+Countries
🇺🇸🇬🇧🇳🇵🇮🇳🇸🇬+175

AI-Powered

<50ms Latency

SOC 2 Type II

Certified

Core Capabilities

My technical and strategic toolkit built over 7+ years in fintech and AI

AI & Machine Learning

Generative AILLM FeaturesRAG AgentsML Risk ModelsA/B TestingPredictive Models

Product Strategy

Product StrategyRoadmappingAgile/Scrum/SAFeUser StoriesStakeholder ManagementKPI/OKR Design

Fintech & Payments

Global PaymentsDigital WalletsFund DisbursementCross-border PaymentsKYC & OnboardingRisk & Fraud ScoringPCI DSS Compliance

Technical Skills

PythonSQLREST APIsReactPostgreSQLDockerKubernetesAWS/GCP

My Approach

Principles that guide my product thinking

🎯

User-Obsessed

Products are for people. I start with the user's struggle, not the solution.

📊

Data-Informed

Gut instinct starts the journey, but data steers the ship.

🚀

Future-Focused

Building for where the market is going, not just where it is.

“

Truly great products feel like magic. They hide the complexity of technology behind the simplicity of design.

Ayush Ojha

Ayush Ojha

Product Philosophy

My Journey

From founding startups to scaling global fintech

December 2025 - Present

Founding Product Engineer

Quantum Insider

  • Led development of Quantum Voice, a real-time speech transformation platform enabling accent conversion and bilingual translation, achieving <50ms latency while preserving speaker identity across 24 languages
  • Architected Quantum Fintech Lab payment infrastructure supporting FedNow and RTP instant payments, scaling to 47,000+ transactions per second with 99.999% uptime SLA across 180+ countries
RustPythonWebRTCML/AI
April 2024 - November 2025

Growth Product Manager

Morgan Stanley

  • Own the roadmap for an AI-driven B2B risk analytics platform using generative AI and predictive models to surface portfolio risk, limit breaches, and regulatory narratives in a highly regulated environment
  • Partner with data scientists, ML engineers, and architects to design end-to-end pipelines for risk models, including data sourcing, feature engineering, training, evaluation, deployment, and continuous retraining with monitoring and drift detection
PythonSQLREST APIsLLMs
May 2021 - August 2023

Lead Product Manager

Khalti

  • Owned product strategy for consumer wallet and merchant platforms, covering wallet funding, bill pay, P2P, merchant checkout, refunds, and payouts for ~1.5 million daily transactions
  • Led discovery and rollout of recommendation engines for services, billers, and offers based on behavioral and transaction data, improving payment conversion and merchant revenue
Payment APIsML ModelsA/B TestingKYC/AML
April 2019 - May 2021

Product Manager

Tekkon Technologies

  • Led product discovery and launch of Manini Pay as a cloud-native digital wallet and payments platform for merchants and consumers
  • Defined data collection and event schemas for ML pipelines including fraud detection, risk scoring, and customer lifetime value
ReactPythonREST APIsWebhooks
September 2018 - March 2019

Associate Product Manager

Smartpalika Co

  • Drove end-to-end product management for e-governance modules including citizen registry, online tax payments, and permits
  • Facilitated workshops with municipal leaders and finance teams to translate policy requirements into product specs
E-governancePayment GatewaysMobile WalletsTraining

Education

M.S. Computer Science - Machine Learning Focus

Current

Georgia Institute of Technology

Atlanta, GA • 2025-08 - Present

M.S. Computer Science

San Francisco Bay University

Fremont, CA • 2024-01 - 2024-12

Certifications

Certified Scrum Product Owner (CSPO)

Scrum Alliance

Certified SAFe 6 Product Owner/Product Manager

Scaled Agile, Inc.

Certified SAFe 6 Agilist

Scaled Agile, Inc.

Google Project Management Certificate

Google

AI for Product Management

Pendo.io / Mind the Product

Beyond the Screen

What fuels my creativity

Hiking & Trekking

Exploring the Himalayas and California trails

Photography

Capturing landscapes and street life

Reading

Sci-fi, Philosophy, and Tech history

Coffee Brewing

Exploring different beans and brewing methods

Ready to build something amazing?

I'm currently looking for new opportunities to lead product teams in AI and Fintech.

Get in Touch
San Francisco Bay Area, CA